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Interest Rate Trend 2007

Current Interest Rate Trend
2008 Interest Rate Trend
2006 Interest Rate Trend
2005 Interest Rate Trend
2004 Interest Rate Trend

Using the interest rate averages of the 30-year fixed-rate conventional home mortgage
as a bellwether, the following chart reflects the overall interest rate trend in 2007.

Source: Federal Reserve

30 year Fixed-Rate Mortgage January 2007 to June 2007 2006 2005 2004

6.18	6.21	6.23	6.25	6.34	6.28	6.30	6.22	6.18	6.14	6.14	6.16	6.16	6.17	6.22	6.17	6.16	6.16	6.15	6.21	6.37	6.42	6.53	6.74	6.69	6.67


Jan 04	Jan 11	Jan 18	Jan 25	Feb 01	Feb 08	Feb 15	Feb 22	Mar 01	Mar 08	Mar 15	Mar 22	Mar 29	Apr 05	Apr 12	Apr 19	Apr 26	May 03	May 10	May 17	May 24	May 31	Jun 07	Jun 14	Jun 21	Jun 28

July 2007 to December 2007 Interest Rate Trend - 30 year Fixed-Rate Mortgage

6.63	6.73	6.73	6.69	6.68	6.59	6.62	6.52	6.45	6.46	6.31	6.34	6.42	6.37	6.40	6.40	6.33	6.26	6.24	6.24	6.20	6.10	5.96	6.11	6.14	6.17


Jul 05	Jul 12	Jul 19	Jul 26	Aug 02	Aug 09	Aug 16	Aug 23	Aug 30	Sep 06	Sep 13	Sep 20	Sep 27	Oct 04	Oct 11	Oct 18	Oct 25	Nov 01	Nov 08	Nov 15	Nov 22	Nov 29	Dec 06	Dec 13	Dec 20	Dec 27